Are you live in Mississippi? You can be approved for a payday loan in 440 cities of Mississippi! Enter your e-mail address, click "Start Now" button, fill out an online payday loan form and get money transferred to your bank account!
Mississippi cash advances are governed by strict laws to ensure fairness among consumers. If you’re considering getting a cash advance loan, This Site encourages you to read up on the regulations and protect yourself against fraudulent lenders. Here, we provide you with complete data on Mississippi payday loan transactions and how to best address problems, complaints and questions. For information about other states, please browse the main page.
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The Mississippi is simple enough to follow and actually easier to obtain than other loan types. In order to apply for this loan, you need to be 18 years old or more and have the following requirements:
Exceptions are possible for some lenders. For example, individuals can still obtain a a payday skytrail cash if they are on welfare or if they are already retired. Individuals with bad debt are also accommodated.
All lenders in the state of Mississippi are governed by the following limitations set by the government:
Maximum finance rate and fees are variable and dependent on the amount of the loan. If the loan is under $250, the rates are $20 per $100 borrowed. If the borrowed amount is between $250 and $500, the charges increase to $21.95 per $100 borrowed.
The law does not specify regulations regarding cooling off period and repayment plan. There are also no laws governing limitations for number of outstanding loans at a time. Borrowers are advised to clear up these issues with the lender before pursuing a transaction.
Complaints and questions about payday loans can be directed to the Mississippi Department of Banking and Consumer Finance. They deal with all short-term loan concerns and can provide you important information when resolving issues or checking the background of specific lenders. You can contact them through several means:
If you’re wary about Mississippi payday loan rates, it’s always possible to get cash through other means. There are currently pawnshops operating in the area where you can exchange items for quick cash. Selling them outright is also a good option to avoid interest rates. Credit cards are also a good source of short-term loans with friendly rates. For larger monetary needs, bank loans are typically the best choice.